Buy Your Dream Home with Little Money Down with an FHA Loan!

About FHA Home Loans

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders to reduce their risk of loss if a borrower defaults on their mortgage payments.

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The FHA program was created in response to the rash of foreclosures and defaults that happened in the 1930s; to provide mortgage lenders with adequate insurance, and to help stimulate the housing market by making loans accessible and affordable.

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We’ll help you the see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

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The FHA Loan Process

Here’s how our home loan process works:

• Complete our simple Prequalification Application

• Receive options based on your unique criteria and scenario

• Compare mortgage interest rates and terms

• Choose the offer that best fits your needs