About 15-Year Fixed-Rate Home Loans

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.

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We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

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The 15-Year Fixed-Rate Mortgage Loan Process

Here’s how our home loan process works:

• Complete our simple Prequalification Application

• Receive options based on your unique criteria and scenario

• Compare mortgage interest rates and terms

• Choose the offer that best fits your needs